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Points earned with the Chase Sapphire Preferred card are worth 25% more when redeemed for travel through Chase so you’re effectively getting a 25% discount on your cruise. On the flip side, the Sapphire Preferred has an annual fee of $95. The points it earns, however, are worth 2 cents apiece according to TPG's valuations.
List of Cruise Line Credit Cards:
Cardholders won’t have to pay an annual fee or a foreign transaction fee. This means you won’t be charged extra for using the card overseas. The information for the Carnival Cruise credit card and the Royal Caribbean credit card have been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer. The information for the Norwegian Cruise Line credit card has been collected independently by The Points Guy.
Best Credit Cards of 2024
The lack of foreign transaction fees is useful for those who regularly make purchases outside the US, such as when traveling by Norwegian cruise ship. Many cards that offer this benefit have an annual fee, so that’s a point in favor of the World Mastercard. Rewards cards, in general, including cruise credit cards, typically require good to excellent credit as defined by FICO. A score in the “good” range of 670 to 739 may be sufficient for a basic rewards card, but for the strongest rewards you can expect to need a score of 740 or higher to qualify.
How to maximize your rewards
Sometimes, cards with average stand-alone ratings may still rank highly on a particular list according to how a person looking for a card in that category may value certain card features. Forbes Advisor looked at dozens of offers to find and rank the best cards for cruises. The reality, however, is that most people will be better served by a general travel card. If you ask us if you should get a cruise line credit card, the answer in most cases will be "no." We've all experienced billing mistakes and the headaches that come with them.
The full roster of onboard amenities can be found on the Norwegian Cruise Line website. Whether you want to pay less interest or earn more rewards, the right card's out there. The Norwegian Cruise Line operates nearly 20 ships that travel to hundreds of destinations around the world. If you’re thinking about heading to one of these destinations, you might also be considering how the Norwegian Cruise Line® World Mastercard® could help you lower the cost of your voyage. The information for the American Express Green Card has been collected independently by The Points Guy.
Which cards compete with the Norwegian Cruise Line World Mastercard?
Guest satisfaction is the highest priority at Norwegian Cruise Line. We have structured a guest satisfaction program designed to handle any concerns about service or on-board product quickly and efficiently. However, in the event a service issue should arise during your cruise please let our on-board guest services desk staff know right away, so that we can address these in a timely manner. It is our goal to reach a satisfactory solution to any issue when it happens and make sure our guests can focus on enjoying their cruise.
Cruises
A cruise credit card will not earn you special status with your cruise line, give you a ton of travel perks or get you free cruises quickly. You'll likely get more bang for your buck with a more general travel card. Its two big highlights are no annual fee and no foreign transaction fees. The lack of foreign transaction fees is useful for those who frequently make purchases outside the U.S., such as when traveling by Norwegian cruise ship.
Learn About Credit Cards
Redeem and Earn Frequent-Flier Points on Your Next Cruise - Cruise Critic
Redeem and Earn Frequent-Flier Points on Your Next Cruise.
Posted: Wed, 07 Jun 2023 07:00:00 GMT [source]
Barbara has earned and redeemed millions of credit cards points which has enabled her to explore over 50 countries on six continents, enjoying both budget and luxury travel. If you intend to use your card for all of your day-to-day purchases and pay off the balance each month, you will likely be able to accrue enough points for a free cruise every couple of years. Many travel rewards cards come with trip delay and cancellation insurance, so you'll be protected if your travel plans go awry.
5 Things to Know About the Royal Caribbean Credit Card - NerdWallet
5 Things to Know About the Royal Caribbean Credit Card.
Posted: Mon, 31 Jul 2023 07:00:00 GMT [source]
Earning points on the Norwegian Cruise Line World Mastercard
Also be aware that the 3% foreign transaction fee can add up quickly. So if you plan to make sizable purchases at your ports of call, it may be wiser to choose a card with no foreign transaction fees. The Platinum Card is destined for frequent travelers who intend to fully leverage the rich set of luxury travel benefits and Platinum Concierge service. In the right hands, the classic status card’s staggering annual fee is well justified.
NCL cardholders earn 3 WorldPoints for every dollar spent on Norwegian purchases, 2 WorldPoints per dollar spent on eligible airline tickets and hotel purchases and 1 WorldPoint per dollar spent on all other purchases. The earning rates on the NCL credit card are slightly better than competitor cruise cards, like the Carnival World Mastercard and the Royal Caribbean Visa Signature Credit Card. NCL cardholders earn 3 WorldPoints for every dollar spent on Norwegian purchases, 2 WorldPoints per dollar spent on eligible air and hotel purchases and 1 WorldPoint per dollar spent on all other purchases. Also our pick for best mid-tier travel rewards card, the Chase Sapphire Preferred® Card offers excellent perks for the price. Travel purchases, including cruises, earn elevated rewards when booked through the Chase Travel℠ portal. Alternatively, if you’ve saved up a stash of Chase Ultimate Rewards® points, you can use them to pay for all or part of your cruise.
Many cards that offer this perk have an annual fee, so that's a point in the World Mastercard's favor. Cruises are an affordable, fun option for students looking for a spring break getaway. The Bank of America® Travel Rewards credit card for Students offers a welcome bonus with a modest spending requirement while earning 1.5 points per dollar on all purchases. The card’s introductory APR makes it possible to pay for your cruise over time without incurring interest. These protections can come in handy if you experience travel difficulties, although you can purchase standalone insurance policies if you don’t have a credit card that offers them. The two big highlights are no annual fees and no foreign transaction fees.
The Norwegian Cruise Line World Mastercard currently offers a 25,000 point sign-up bonus after making at least $1,000 in purchases within the first 90 days of account opening. The credit cards on our recommended list earn either cash back or flexible points, which can be used in multiple ways. Not only can you redeem your points or use cash back to purchase a cruise, you can use your rewards for all types of travel expenses, as well.
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